1E666932-A5A8-499D-9410-AF1946962FD8 - Lauren Carter.jpeg

๐™‰๐™–๐™ข๐™š:
Lauren C. 

๐™„๐™ฃ๐™จ๐™ฉ๐™–๐™œ๐™ง๐™–๐™ข ๐™ƒ๐™–๐™ฃ๐™™๐™ก๐™š:
@lfcarter409

๐™Ž๐™ค ๐™ฎ๐™ค๐™ช ๐™—๐™ค๐™ช๐™œ๐™๐™ฉ ๐™– ๐™๐™ค๐™ช๐™จ๐™š, ๐™™๐™ช๐™ง๐™ž๐™ฃ๐™œ ๐™ฉ๐™๐™š ๐™ฅ๐™–๐™ฃ๐™™๐™š๐™ข๐™ž๐™˜?? ๐™‚๐™ž๐™ซ๐™š ๐™ช๐™จ ๐™– ๐™ง๐™ช๐™ฃ๐™™๐™ค๐™ฌ๐™ฃ ๐™ค๐™› ๐™ฌ๐™๐™š๐™ฃ ๐™ฎ๐™ค๐™ช ๐™จ๐™ฉ๐™–๐™ง๐™ฉ๐™š๐™™ ๐™ฉ๐™๐™š ๐™ฅ๐™ง๐™ค๐™˜๐™š๐™จ๐™จ, ๐™–๐™ฃ๐™ฎ ๐™ข๐™–๐™Ÿ๐™ค๐™ง ๐™ข๐™ž๐™ก๐™š๐™จ๐™ฉ๐™ค๐™ฃ๐™š๐™จ ๐™–๐™ก๐™ค๐™ฃ๐™œ ๐™ฉ๐™๐™š ๐™ฌ๐™–๐™ฎ, ๐™–๐™ฃ๐™™ ๐™ฌ๐™๐™š๐™ฃ ๐™ฎ๐™ค๐™ช ๐™ค๐™›๐™›๐™ž๐™˜๐™ž๐™–๐™ก๐™ก๐™ฎ ๐™œ๐™ค๐™ฉ ๐™ฎ๐™ค๐™ช๐™ง ๐™ ๐™š๐™ฎ๐™จ! ๐™ƒ๐™ค๐™ฌ ๐™ก๐™ค๐™ฃ๐™œ ๐™ฌ๐™–๐™จ ๐™ฉ๐™๐™š ๐™ฌ๐™๐™ค๐™ก๐™š ๐™ฅ๐™ง๐™ค๐™˜๐™š๐™จ๐™จ?

I started the process in April at the encouragement of my family and friends. I was living in a one bedroom apartment, single, and the isolation in such a small space was getting really difficult. I originally felt extremely guilty and struggled with feeling that I was taking advantage of a market that was impacted by the pandemic. It was a challenging time to start house hunting, both practically and emotionally, but I did quickly find a home that I loved (within about 2 weeks of looking). I put in an offer but was not able to negotiate with the seller due to structural issues found in the inspection. I was heartbroken when I pulled out during the due diligence period. Within another 2 weeks, I found two homes that I loved. I eventually settled on a little 1950โ€™s brick ranch in Smyrna. The homeowners had flipped it themselves from the original owner who had the house since it was built. The look and location were exactly what I wanted and I was able to move in a little over a month later. There have been challenges and roadblocks as I learn how to be a homeowner but Iโ€™m thankful to have something else to focus on these days.

๐™’๐™๐™–๐™ฉ ๐™ž๐™ข๐™ฅ๐™–๐™˜๐™ฉ ๐™™๐™ž๐™™ ๐™ฉ๐™๐™š ๐™ข๐™–๐™Ÿ๐™ค๐™ง 2020 ๐™š๐™ซ๐™š๐™ฃ๐™ฉ๐™จ ๐™๐™–๐™ซ๐™š ๐™ค๐™ฃ ๐™ฎ๐™ค๐™ช๐™ง ๐™—๐™ช๐™ฎ๐™ž๐™ฃ๐™œ ๐™š๐™ญ๐™ฅ๐™š๐™ง๐™ž๐™š๐™ฃ๐™˜๐™š, ๐™ž๐™› ๐™–๐™ฃ๐™ฎ?
I was heavily impacted by what was happening in the world while I looked for houses. I remember calling my mom upset that I felt selfish looking for houses when so many people were dying from COVID or at the hands of police. I had both family and friends lose their jobs and it just seemed wrong to be doing this in such a difficult time. While I still donโ€™t feel great about it, I know I at least gave work and payment to the sellers, realtor, lawyers, inspectors and movers during a time when work is hard to come by. Iโ€™m just privileged and lucky to have been afforded the opportunity. 

๐˜ฟ๐™ž๐™™ ๐™ฎ๐™ค๐™ช ๐™š๐™ซ๐™š๐™ง ๐™–๐™ก๐™ข๐™ค๐™จ๐™ฉ ๐™œ๐™ž๐™ซ๐™š ๐™ช๐™ฅ?
Yes. When the first house didnโ€™t work out, I absolutely took this as a sign that I shouldnโ€™t be doing this and maybe I should wait. Ultimately I decided to keep looking in the hope that having more space would be better for my emotional ability to isolate in place if that were needed again. Isolating in my small apartment was so difficult and claustrophobic so I hoped that I was preparing myself to isolate better if the pandemic got worse.  Plus I knew having this distraction would help too. 

๐™’๐™๐™–๐™ฉ ๐™–๐™™๐™ซ๐™ž๐™˜๐™š ๐™ฌ๐™ค๐™ช๐™ก๐™™ ๐™ฎ๐™ค๐™ช ๐™œ๐™ž๐™ซ๐™š ๐™ฉ๐™ค ๐™–๐™ฃ๐™ฎ๐™ค๐™ฃ๐™š ๐™ฌ๐™๐™ค ๐™ž๐™จ ๐™š๐™ž๐™ฉ๐™๐™š๐™ง ๐™ž๐™ฃ ๐™ฉ๐™๐™š ๐™ข๐™ž๐™™๐™™๐™ก๐™š ๐™ค๐™› ๐™—๐™ช๐™ฎ๐™ž๐™ฃ๐™œ ๐™ค๐™ง ๐™ฉ๐™๐™ž๐™ฃ๐™ ๐™ž๐™ฃ๐™œ ๐™–๐™—๐™ค๐™ช๐™ฉ ๐™—๐™ช๐™ฎ๐™ž๐™ฃ๐™œ?
I would highly recommend having another $5k in cash saved specifically for if something major comes up after you move in. Two friends of mine bought houses at the same time I did. One had termites that the inspector didnโ€™t catch and had to pay to exterminate and repair damage right out of the gate. The other friend had a plumbing pipe blow in their front yard which resulted in digging up the entirety of their front lawn to repair it. My roof started leaking which resulted in an $1k repair. That extra cash is very helpful, especially if youโ€™re expecting a big expense up front. I was not as prepared for this so I highly recommend having that extra safety net.

๐™๐™๐™ž๐™จ ๐™ž๐™จ ๐™ฎ๐™ค๐™ช๐™ง ๐™จ๐™ฅ๐™–๐™˜๐™š ๐™ฉ๐™ค ๐™ฉ๐™–๐™ก๐™  ๐™–๐™—๐™ค๐™ช๐™ฉ ๐™–๐™ฃ๐™ฎ๐™ฉ๐™๐™ž๐™ฃ๐™œ (๐™ง๐™š๐™ก๐™–๐™ฉ๐™š๐™™ ๐™ค๐™ง ๐™ง๐™–๐™ฃ๐™™๐™ค๐™ข) ๐™ฉ๐™๐™–๐™ฉ ๐™ฎ๐™ค๐™ช ๐™ฌ๐™–๐™ฃ๐™ฉ ๐™ฉ๐™ค ๐™จ๐™๐™–๐™ง๐™š ๐™ฌ๐™ž๐™ฉ๐™ ๐™ค๐™ช๐™ง ๐™˜๐™ค๐™ข๐™ข๐™ช๐™ฃ๐™ž๐™ฉ๐™ฎ.
To those who have gotten sick, lost a job, lost a loved one, or have been otherwise impacted by this year, I am thinking of you. โค๏ธ 


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Daniece D.