๐๐๐ข๐:
Lauren C.
๐๐ฃ๐จ๐ฉ๐๐๐ง๐๐ข ๐๐๐ฃ๐๐ก๐:
@lfcarter409
๐๐ค ๐ฎ๐ค๐ช ๐๐ค๐ช๐๐๐ฉ ๐ ๐๐ค๐ช๐จ๐, ๐๐ช๐ง๐๐ฃ๐ ๐ฉ๐๐ ๐ฅ๐๐ฃ๐๐๐ข๐๐?? ๐๐๐ซ๐ ๐ช๐จ ๐ ๐ง๐ช๐ฃ๐๐ค๐ฌ๐ฃ ๐ค๐ ๐ฌ๐๐๐ฃ ๐ฎ๐ค๐ช ๐จ๐ฉ๐๐ง๐ฉ๐๐ ๐ฉ๐๐ ๐ฅ๐ง๐ค๐๐๐จ๐จ, ๐๐ฃ๐ฎ ๐ข๐๐๐ค๐ง ๐ข๐๐ก๐๐จ๐ฉ๐ค๐ฃ๐๐จ ๐๐ก๐ค๐ฃ๐ ๐ฉ๐๐ ๐ฌ๐๐ฎ, ๐๐ฃ๐ ๐ฌ๐๐๐ฃ ๐ฎ๐ค๐ช ๐ค๐๐๐๐๐๐๐ก๐ก๐ฎ ๐๐ค๐ฉ ๐ฎ๐ค๐ช๐ง ๐ ๐๐ฎ๐จ! ๐๐ค๐ฌ ๐ก๐ค๐ฃ๐ ๐ฌ๐๐จ ๐ฉ๐๐ ๐ฌ๐๐ค๐ก๐ ๐ฅ๐ง๐ค๐๐๐จ๐จ?
I started the process in April at the encouragement of my family and friends. I was living in a one bedroom apartment, single, and the isolation in such a small space was getting really difficult. I originally felt extremely guilty and struggled with feeling that I was taking advantage of a market that was impacted by the pandemic. It was a challenging time to start house hunting, both practically and emotionally, but I did quickly find a home that I loved (within about 2 weeks of looking). I put in an offer but was not able to negotiate with the seller due to structural issues found in the inspection. I was heartbroken when I pulled out during the due diligence period. Within another 2 weeks, I found two homes that I loved. I eventually settled on a little 1950โs brick ranch in Smyrna. The homeowners had flipped it themselves from the original owner who had the house since it was built. The look and location were exactly what I wanted and I was able to move in a little over a month later. There have been challenges and roadblocks as I learn how to be a homeowner but Iโm thankful to have something else to focus on these days.
๐๐๐๐ฉ ๐๐ข๐ฅ๐๐๐ฉ ๐๐๐ ๐ฉ๐๐ ๐ข๐๐๐ค๐ง 2020 ๐๐ซ๐๐ฃ๐ฉ๐จ ๐๐๐ซ๐ ๐ค๐ฃ ๐ฎ๐ค๐ช๐ง ๐๐ช๐ฎ๐๐ฃ๐ ๐๐ญ๐ฅ๐๐ง๐๐๐ฃ๐๐, ๐๐ ๐๐ฃ๐ฎ?
I was heavily impacted by what was happening in the world while I looked for houses. I remember calling my mom upset that I felt selfish looking for houses when so many people were dying from COVID or at the hands of police. I had both family and friends lose their jobs and it just seemed wrong to be doing this in such a difficult time. While I still donโt feel great about it, I know I at least gave work and payment to the sellers, realtor, lawyers, inspectors and movers during a time when work is hard to come by. Iโm just privileged and lucky to have been afforded the opportunity.
๐ฟ๐๐ ๐ฎ๐ค๐ช ๐๐ซ๐๐ง ๐๐ก๐ข๐ค๐จ๐ฉ ๐๐๐ซ๐ ๐ช๐ฅ?
Yes. When the first house didnโt work out, I absolutely took this as a sign that I shouldnโt be doing this and maybe I should wait. Ultimately I decided to keep looking in the hope that having more space would be better for my emotional ability to isolate in place if that were needed again. Isolating in my small apartment was so difficult and claustrophobic so I hoped that I was preparing myself to isolate better if the pandemic got worse. Plus I knew having this distraction would help too.
๐๐๐๐ฉ ๐๐๐ซ๐๐๐ ๐ฌ๐ค๐ช๐ก๐ ๐ฎ๐ค๐ช ๐๐๐ซ๐ ๐ฉ๐ค ๐๐ฃ๐ฎ๐ค๐ฃ๐ ๐ฌ๐๐ค ๐๐จ ๐๐๐ฉ๐๐๐ง ๐๐ฃ ๐ฉ๐๐ ๐ข๐๐๐๐ก๐ ๐ค๐ ๐๐ช๐ฎ๐๐ฃ๐ ๐ค๐ง ๐ฉ๐๐๐ฃ๐ ๐๐ฃ๐ ๐๐๐ค๐ช๐ฉ ๐๐ช๐ฎ๐๐ฃ๐?
I would highly recommend having another $5k in cash saved specifically for if something major comes up after you move in. Two friends of mine bought houses at the same time I did. One had termites that the inspector didnโt catch and had to pay to exterminate and repair damage right out of the gate. The other friend had a plumbing pipe blow in their front yard which resulted in digging up the entirety of their front lawn to repair it. My roof started leaking which resulted in an $1k repair. That extra cash is very helpful, especially if youโre expecting a big expense up front. I was not as prepared for this so I highly recommend having that extra safety net.
๐๐๐๐จ ๐๐จ ๐ฎ๐ค๐ช๐ง ๐จ๐ฅ๐๐๐ ๐ฉ๐ค ๐ฉ๐๐ก๐ ๐๐๐ค๐ช๐ฉ ๐๐ฃ๐ฎ๐ฉ๐๐๐ฃ๐ (๐ง๐๐ก๐๐ฉ๐๐ ๐ค๐ง ๐ง๐๐ฃ๐๐ค๐ข) ๐ฉ๐๐๐ฉ ๐ฎ๐ค๐ช ๐ฌ๐๐ฃ๐ฉ ๐ฉ๐ค ๐จ๐๐๐ง๐ ๐ฌ๐๐ฉ๐ ๐ค๐ช๐ง ๐๐ค๐ข๐ข๐ช๐ฃ๐๐ฉ๐ฎ.
To those who have gotten sick, lost a job, lost a loved one, or have been otherwise impacted by this year, I am thinking of you. โค๏ธ



